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CHECKING ACCOUNTS

A checking account is the easiest and most convenient way to make purchases, pay bills and manage your day-to-day cash flow. At First Community Bank, we offer several excellent solutions to meet your individual checking needs, with options to save you money, while providing flexibility and easy access. 

COMMUNITY CHECKING

Are you looking for a personal checking account without the hassle of a monthly service charge? As long as you utilize direct deposit and eStatements*, this will be the account you have been searching for!

  • Opening deposit requirement of just $100
  • Monthly direct deposit into this account is required
  • No monthly service charge.
  • Free ATM card
  • Available Online Banking, Online Bill Pay, and Mobile Banking!
*Community Free Checking accounts that are not enrolled in eStatements or do not maintain a direct deposit will be converted to a Regular Checking account, which may be subject to monthly service charges.
 

REGULAR CHECKING

A hassle-free and inexpensive way to manage your checking.

Enjoy the freedom of unlimited check writing with the possibility of service charge-free checking.

  • Opening deposit requirement of just $100
  • No monthly fee when you maintain a minimum balance of $700*
  • If your balance drops below $700, you pay a low monthly fee
  • Check imaging included with monthly statement at no charge
  • Free ATM Card
  • Available Online Banking, Online Bill Pay, and Mobile Banking!
*Based on minimum daily ledger balance
 

STUDENT CHECKING

Free checking for students only.

Free for students! The only requirement is that you have a Student ID and elect to use eStatements*!

  • Opening deposit requirement of just $100
  • No monthly fee
  • Student ID required to open
  • Check imaging included with monthly statement at no charge
  • Free ATM Card
  • Free Online Banking, Online Bill Pay, and Mobile Banking!
*Student Checking accounts that are not enrolled in eStatements will be converted to a Regular Checking account, which may be subject to monthly service charges.
 

INTEREST CHECKING

Checking that pays.

Do you want to earn interest on your money? Then our Interest Checking Account is for you.

  • Opening deposit requirement of just $1000
  • No monthly fee when you maintain a minimum balance of $1000*
  • If your balance drops below $1000, you pay a low monthly fee
  • Earn interest on all your money, regardless of your balance**
  • Check imaging provided at no charge
  • Free ATM Card 
*Based on minimum daily ledger balance.  **All interest bearing checking accounts use the Daily Balance Computation Method. Interest is accrued on current balances and credited to monthly statement.
 

SUPER INTEREST CHECKING

Checking that pays more.

Do you want to earn more interest on your money? Then our Super Interest Checking Account is for you.

  • Opening deposit requirement of just $2000
  • No monthly fee when you maintain a minimum balance of $2000*
  • If your balance drops below $2000, you pay a low monthly fee
  • Earn interest on all your money, regardless of your balance**
  • Interest rates will be tiered on minimum daily balances
  • Check imaging provided at no charge
  • Free ATM Card 
*Based on minimum daily ledger balance. **All interest bearing checking accounts use the Daily Balance Computation Method. Interest is accrued on current balances and credited to monthly statement.
 

50 GOLD ACCOUNT

A special account for individuals 50 years and better.

Maturity has its privileges… enjoy discounts, bonuses and free services with First Community’s account for individuals entering their Golden Years.

  • Opening deposit requirement of just $100
  • Account owner must be 50 years or better
  • No monthly fee when you maintain a minimum balance of $500
  • If your balance drops below $500, you pay a low monthly fee
  • One free order of 50 Gold checks every year
  • Free Cashiers Checks.
  • ½ off first year rental on safe deposit box with automatic payment (based upon availability)
  • Free telephone transfers
  • Free ATM Card
  • Earn daily interest on all your money, by maintaining a minimum $1000 balance**
  • Free photo copies (limits may apply)
  • Free notary service
  • Overdraft protection (transfers from savings) for qualified applicants
  • Check imaging included with monthly statement at no charge
*Based on minimum daily ledger balance. 

 

-All checking accounts are subject to the following charges: printed checks (unless otherwise stated), stop payment fees, dormancy fees, and fees associated with checks drawn against insufficient funds and unclaimed accounts.
-All interest bearing checking accounts use the Daily Balance Computation Method. Interest is accrued on current balances and credited to monthly statement.

 

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